Copyright © 2024 Vintage Lending - All Rights Reserved.
General Disclaimer
Vintage Lending is an Equal Housing Mortgage Broker/Lender.
This licensee is performing acts for which a real estate license is required. Vintage Lending is licensed by the California Bureau of Real Estate, Broker # 01813481; NMLS # 287106. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Privacy Policy
Who is providing this notice?
Vintage Lending
What we do
How does Vintage Lending protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does Vintage Lending collect my personal information?
We collect your personal information, for example, when you open an account or apply for a loan.
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
· sharing for affiliates’ everyday business purposes—information about your creditworthiness
· affiliates from using your information to market to you
· sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Disclosure
CONSENT FOR ELECTRONIC DISCLOSURES UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT . You are submitting a request for a pre-qualification, a loan application, a real estate referral form, through Vintage Lending. Vintage Lending can only give you the benefits of our service by conducting its business through the Internet. In order to do this, we need you to consent to our giving you certain disclosures electronically. This document informs you of your rights when receiving legally required disclosures, notices and information from Vintage Lending and the banks, lenders or loan brokers, or real estate professionals to whom your Request is submitted. By completing and submitting a Request through Vintage Lending, you acknowledge receipt of this document and consent to the electronic delivery of such Disclosures.
Electronic Communications
Any Disclosures related to your Request will be provided to you electronically through Vintage Lending. However, if you wish to obtain a paper copy of any of the Disclosures, you may write to Vintage Lending, with the details of your request. Paper copies will be provided to you at no charge. Consenting to Do Business Electronically. Before you decide to do business electronically with Vintage Lending, you should consider whether you have the required hardware and software capabilities described below.
NMLS Consumer Access Site: http://www.nmlsconsumeraccess.org/
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